These Terms of Service ("Terms") govern your use of The Mortgage Dock's websites and tools. By accessing or using our websites, you agree to these Terms.
The Mortgage Dock is a marketing brand of Coast2Coast Mortgage, LLC (NMLS #376205), with senior loan officer Eli O. Sanderlin (NMLS #1983384). All loan products are originated through Coast2Coast Mortgage, LLC.
The information, calculators, AI responses, and tools on our websites are provided for educational purposes only. They do not constitute a loan offer, pre-approval, commitment to lend, or guarantee of rate, terms, or eligibility. All loan approvals are subject to underwriting, appraisal, credit verification, and program availability.
Our calculators (PITI, DSCR, refinance, affordability, coastal risk score, insurance estimator, and others) use generally accepted formulas and assumptions, including Florida-specific defaults. Output is approximate. Real loan terms, payments, and costs will differ based on lender, program, and individual circumstances. Insurance and tax estimates are NOT binding quotes.
Marina Vale is an AI conversational assistant. Information provided by Marina is for general guidance only and may contain errors. Always verify any specific recommendation with Eli or your loan officer before making a financial decision.
We are committed to fair lending practices and do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, source of income, disability, familial status, or any other protected class.
You agree not to: (a) use our sites for any unlawful purpose; (b) attempt to gain unauthorized access to any system; (c) scrape, copy, or republish content without permission; (d) use the AI assistant to generate harmful or illegal content.
All content, calculators, methodologies (including the Coastal Risk Score™), branding, logos, and the Marina Vale AI persona are the intellectual property of The Mortgage Dock and its operators. Unauthorized use is prohibited.
To the maximum extent permitted by law, The Mortgage Dock, Coast2Coast Mortgage, LLC, and Eli O. Sanderlin are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our websites, tools, or AI assistant.
These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts located in St. Johns County, Florida.
We may update these Terms periodically. Continued use of our websites after changes constitutes acceptance.
Questions? Email eli@coast2coastml.com or call 305.563.1469.